Legal
SMS Terms of Service
Limitwise Guides SMS Program
Program description
The Limitwise Guides SMS Program is an insurance coverage literacy program that sends a series of SMS insurance literacy tips, coverage topic highlights, coverage terminology updates, and requested resource confirmations. Topics include coverage limits, policy exclusions, declarations pages, liability concepts, common insurance terminology, policy conditions, and documentation. The program is limited to these categories: Marketing messages share newly published coverage literacy content, policy reading exercises, featured glossaries, and consumer awareness resources. Account notifications confirm subscriptions, deliver selected guides, and acknowledge preference changes.
Message categories
- Account Notifications SMS: Subscription confirmations, guide delivery, content access updates, opt-in and opt-out confirmations, and replies to HELP requests, and acknowledgment of preference changes. Frequency varies based on your requests.
- Marketing SMS: Newly published coverage literacy content, policy reading exercises, featured glossaries, and consumer awareness resources. Frequency: generally up to 4 messages per month.
Opt-in method
You opt in by entering your mobile number and checking one or both unchecked SMS consent boxes on our subscribe page. Each category requires its own consent. Consent is not a condition of purchase, access, or use of this website.
First message
Your first message identifies Limitwise Guides, describes the content you requested, states message frequency, and includes STOP and HELP instructions. Example: "Limitwise Guides: Thanks for subscribing to coverage literacy tips. Expect generally up to 4 messages per month with new guides and glossaries. We are not an insurance company or agent. Msg & data rates may apply. Reply HELP for help, STOP to cancel."
Message frequency
Marketing messages: generally up to 4 messages per month. Account notifications: message frequency varies based on your requests.
Message and data rates
Msg & data rates may apply. Carriers are not liable for delayed or undelivered messages.
STOP instructions
Reply STOP, UNSUBSCRIBE, CANCEL, END, QUIT at any time to cancel. You will receive one confirmation: "Limitwise Guides: You have been unsubscribed and will receive no further messages. Reply START to opt in again." No further messages will be sent unless you opt in again.
HELP instructions
Reply HELP for assistance: "Limitwise Guides: Insurance coverage literacy tips. Help: questions@limitwiseguides.com or +1 (307) 326-0104. Msg & data rates may apply. Reply STOP to cancel."
Eligibility
You must be at least 18 years old and the account holder or authorized user of the mobile number provided.
Privacy
See our Privacy Policy.
Mobile opt-in data policy
Mobile opt-in data, SMS consent, and phone numbers collected for SMS purposes will not be sold, shared, rented, released, or transferred to third parties for marketing, lead generation, or promotional purposes.
Limitwise Guides is not an insurance company or agent, and subscribing does not result in contact from any insurance company, agent, or broker.
Changes to SMS Terms
We may update these SMS Terms. Changes take effect when posted.