Legal
Privacy Policy
Information collected
We collect the information you choose to provide: your name, mobile phone number, and SMS category selections on our subscribe forms, and your name, email address, subject, and message on our contact form. We may also record the consent timestamp, source page, disclosure version, and browser user agent when you opt in to SMS.
How information is used
We use information to respond to inquiries, deliver the SMS categories you selected, and maintain records of your consent. Limitwise Guides does not collect information for insurance quotes, applications, policy placement, carrier matching, or agent follow-up.
SMS communications
Marketing messages share newly published coverage literacy content, policy reading exercises, featured glossaries, and consumer awareness resources. Account notifications confirm subscriptions, deliver selected guides, and acknowledge preference changes. Message frequency varies. Msg & data rates may apply. Reply STOP to cancel or HELP for help. See our SMS Terms of Service.
Mobile opt-in information
Mobile opt-in data, SMS consent, and phone numbers collected for SMS purposes will not be sold, shared, rented, released, or transferred to third parties for marketing, lead generation, or promotional purposes.
Mobile opt-in data and SMS consent are not sold, shared, rented, released, or transferred to any insurance carrier, agent, broker, lead aggregator, or third-party marketer for marketing or lead generation.
Cookies and analytics
Our website may use basic cookies and aggregate analytics to understand how pages are used. You can control cookies through your browser settings.
Data retention
We retain consent records and contact information only as long as needed for the purposes described here or as required by law.
Opt-out rights
Reply STOP, UNSUBSCRIBE, CANCEL, END, QUIT to any text message to stop SMS. You may also email questions@limitwiseguides.com to request access to or deletion of your information.
Security
We use reasonable measures to protect information, but no method of transmission or storage is completely secure.
Children's privacy
Our website and SMS program are not directed to children under 13, and we do not knowingly collect their information.
Third-party links
Links to external websites are provided for reference only and are not endorsements. Their privacy practices are their own.
Policy changes
We may update this policy. Changes take effect when posted on this page.